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From Prey Chor district of Kompong Cham province, Kao, 64, married with eight children, together with her husband, has spent her life dedicated to rice farming. She has been in this business since 2002. She cultivates and harvests her rice crops twice a year. Besides rice, she sometimes grows various kinds of vegetables, potatoes and beans based on the season and market demand.

She is taking out a loan from Kiva, through HKL, to pay for the whole process of cultivating dry-season rice and watermelon. She hopes to raise more income through the investment and thereby improve her family’s living status. In the coming years, she wants to expand her farm and further establish the family-owned business.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 58
    View loans »
    Cambodia Loans Fundraising
  • $38,705,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $750 helped Kao to pay for the whole process of cultivating dry-season rice and watermelon.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 16, 2012
Apr 2, 2012
Currency Exchange Loss:
Oct 17, 2013