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María Concepción
María Concepción, age 69, lives in her own house with her beloved daughter. She devotes herself to making clothes in her shop together with her daughter.

She has worked all of her life in order to give her family a different quality of life. She continues struggling in order to continue earning her daily bread, and this business is her main source of income. María is an incredible woman. In spite of her age, she does not get tired of working, and she continues working hard to earn the income necessary to survive.

A lot of people give her good references because she is a hard-working, responsible, devoted, and, above all, charismatic woman. All of this has allowed her to win the trust of a lot of people who prefer her business more each day.

She has made the decision to request this loan from Integral to buy fabric, elastic, thread, and buttons, etc. This will allow her to take on a greater demand, which will consequently increase her sales and her income. She hopes to have favorable results that will allow her to improve her quality of life and that of her family.
View original language description ↓

María Concepción de 69 años de edad, habita en casa propia junto a su querida hija. Ella se dedica al comercio de ropa la cual confecciona en su taller junto con su hija. Ha trabajado toda su vida para dar a su familia una calidad de vida diferente y sigue luchado para continuar ganando el pan de cada día, dado que este negocio es su principal fuente de ingresos. La señora María es una mujer increíble que a pesar de su edad no se cansa de trabajar y continua trabajando duramente para ganarse los ingresos necesarios para subsistir. Muchas personas dan buenas referencias de ella ya que es una mujer trabajadora, responsable, dedicada y sobre todo carismática. Todo esto le ha permitido ganarse la confianza de muchas personas las cuales cada día la prefieren más. Ha tomado la decisión de solicitar este crédito a INTEGRAL para invertir en la comprar de: telas, elástico, hilos, botones, etc. de tal forma que esto le permita abarcar una mayor demanda que le genere como consecuencia un incremento en las ventas así como en sus ingresos. Espera tener resultados favorables que le permitan mejorar su calidad de vida y la de su familia.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 698
    View loans »
    El Salvador Loans Fundraising
  • $25,086,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped María Concepción to buy fabric, elastic, thread, and buttons, etc.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 23, 2012
Listed
Mar 23, 2012
Currency Exchange Loss:
N/A
Ended:
Feb 17, 2013