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Fátima Esmeralda
Fátima Esmeralda, 24, lives with her husband and three children, two of whom are studying. Fátima is an enterprising woman who works hard every day to get her family ahead. Her dream is to give her children an education so that one day they will manage to be great professionals.

Several years ago she managed to set up a small "pupusería" [business selling "pupusas," stuffed tortillas] that, with great effort and dedication, she has supported all this time. The location is very strategic, given that it is located near the school and the bus stop in her community. She is a hardworking woman who has learned how to gain the trust of her neighbors, who are more every day, thanks to her friendliness and dedication to her job.

She is requesting this loan from INTEGRAL to invest in the necessary supplies, such as rice, beans, cheese, cracklings, corn, etc., that will allow her to give her customers better service in such a way to keep her current customers and attract new ones. All this is with the goal of improving her sales and her income.

She has every hope that the results of her efforts will be positive and that she will manage to have a better income, which will allow her to aspire to a better quality of life.
View original language description ↓

Fátima Esmeralda de 24 años de edad, habita junto a su esposo y sus 3 hijos dos de los cuales se encuentran estudiando. Fátima es una mujer emprendedora que día a día trabaja duramente para sacar adelante a su familia. Su sueño es dar a sus hijos el estudio para que un día logren ser unos grandes profesionales. Hace varios años que logro establecer una pequeña pupuseria que con mucho esfuerzo y dedicación ha logrado mantener por todo este tiempo. La ubicación del lugar es muy estratégica dado que se encuentra cerca de la escuela y del punto de buses de su comunidad. Es una mujer trabajadora que ha sabido ganarse la confianza de sus vecinos, los cuales cada día son más, gracias a su amabilidad y entrega en su trabajo. Solicita este crédito a INTEGRAL para invertir en los insumos necesarios como: arroz, frijoles, queso, chicharon, maíz, etc. que le permitan dar un mejor servicio a los clientes de tal forma que esto le permita conservar los clientes actuales y atraer a nuevos, todo esto con el objetivo de mejorar sus ventas y sus ingresos. No pierde la esperanza que los resultados de su esfuerzo serán positivos y logrará obtener mayores ingresos que le permitan aspirar a una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 780
    View loans »
    El Salvador Loans Fundraising
  • $25,635,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Fátima Esmeralda to buy rice, beans, cheese, cracklings, corn, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 8, 2012
Listed
Mar 23, 2012
Currency Exchange Loss:
N/A
Ended:
Nov 15, 2012