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Gulgaky is 62 years old, a widow and raised four children. She is involved in animal husbandry to provide a source of income for her family. The business, started in 1992 with 6,000 som (KGS), today yields about 5,000 som (KGS) per month from sales of milk and milk products. Today, her business contains two cows, one calf, five sheep and eight goats. In order to further develop her business, Gulgaky requested a loan in the amount of 50,000 som (KGS) from the "Bai-Tushum and Partners" company to buy livestock. She plans to invest the earnings into a further increase of livestock headcount.
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Гулгакы 62 года, вдова, воспитала 4 детей. В качестве источника дохода для семьи, Гулгакы занимается животноводством. Начатое в 1992 году с 6,000 сом (KGS) хозяйство на сегодня приносит около 5,000 сом (KGS) в месяц от продажи молока и молочных продуктов. На сегодняшний день в ее хозяйстве насчитывается 2 коровы, 1 теленок, 5 овец и 8 коз. В целях дальнейшего развития своего бизнеса, Гулгакы обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 50,000 сом (KGS) на покупку скота. Доходы Гулгакы планирует вложить в дальнейшее увеличение поголовья скота.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 71
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,318,175
    Funds lent in using Kiva
  • 46.6
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Gulgaky to purchase livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 15, 2012
Mar 18, 2012
Currency Exchange Loss:
Apr 17, 2013