Phal, age 42, earns a living by cultivating crops on her existing farm. She has been engaged in this business for fourteen years and earns additional income from raising livestock, like poultry and pigs. She, together with her husband, has four children. One is married and the other three are single.
She is borrowing USD 1,100 through HKL to renovate a poultry coop and to buy some piglets for raising. She is working tirelessly toward the attainment of her dream: to save enough to provide a secure future for her family.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.