Check out some available loans that are similar to this one!
Santa Marianita  (Portoviejo) Group
In this Group: Esperanza Monserrate, Karen Gina, Catherine Alexandra, Marlene Asuncion, María José, José Bladimir, Ana Maritza, María Bertalina, Marjorie Magaly, Amelia Vanessa, Aracely Guadalupe, Jacinta Eduvis
The communal bank 'Santa Marianita' is made up of 11 women and 1 man. Ana is a member of this communal bank. They have meetings every two weeks in the parish Pacoaza, which is in the city of Portoviejo. Ana is 30 years old, she is married by civil union, from which she has two children who are 12 and 3 years old. The oldest child studies in junior high. Her husband is a salesman.

She told us that the members of this group are involved in different businesses involving general commerce and offering services. This is the first loan cycle for the group. They hope to continue working together for a long time, because they recognize the opportunity that is offered through the institution to be able to access loans very quickly and with very low interest rates.

Ana is a very good mother and housewife. She is taking the loan out to be able to help her husband. He will use it for his business, in which he sells fruits and vegetables. He sells in the city market from a small stall, four days a week. On these days he wakes up very early to go to the wholesale market where he buys his products, which he then resells to the people that come to him in the market. He has been doing this for over 15 years, which has allowed him to help his family get ahead.

This loan will be used to buy fruit and vegetables to sell to his customers.

Their dreams are to give the very best to their children and to have a small grocery store in their home.

The small picture is of one of the members who was not able to be there, for other work commitments. the day the group picture was taken.
View original language description ↓
El Banco Comunal Santa Marianita está formado por 11 socias y 1 socio. La señora Ana es parte de este Banco Comunal que se reúne cada quince días en la parroquia Picoaza de la ciudad de Portoviejo, ella tiene 30 años de edad, mantiene una relación de unión libre y de esta relación tiene dos hijos de 12 y 3 años de edad, la mayor estudia en colegio, su marido es comerciante.

Ella nos cuenta que los miembros de este grupo se dedican a diversas actividades tales como comercio en general, prestación de servicios entre otras actividades. Para ellos este es su primer ciclo y esperan seguir por mucho tiempo mas ya que se han dado cuenta de la oportunidad que les brinda la institución para poder acceder a un crédito rápido y con intereses muy bajos.

Doña Ana es una muy buena madre y ama de casa que para ayudar a su esposo realiza el crédito, para que él lo utilice es su negocio pues él se dedica a la venta de frutas y legumbres en el mercado de la ciudad en el cual improvisa un pequeño puesto los cuatro días que vende sus productos, en estos días él madruga al mercado de mayoristas para comprar sus productos los mismos que luego vende al menudeo a las distintas personas que acuden al lugar. Lleva más de 15 años dedicado a esta actividad y es como ha podido sacar adelante a su familia.

Este crédito es para comprar frutas y legumbres para vender a sus clientes.

Sus sueños son darles lo mejor a sus hijos y tener una tienda de víveres en su casa.

La foto pequeña es de una de las socias que por motivos del trabajo no pudo estar presente cuando se tomó ls foto del grupo.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 89
    View loans »
    Ecuador Loans Fundraising
  • $23,931,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Santa Marianita (Portoviejo) Group's $2,825 loan helped a member to buy fruits and vegetables.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 8, 2012
Listed
Mar 22, 2012
Currency Exchange Loss:
N/A
Ended:
Aug 15, 2012