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Obed Group
In this Group: Matilda, Agnes, Agartha, Henrietta, Grace, Mercy, Kosiwor
Matilda is a thirty-one-year-old single, hardworking woman. She is a petty trader and sells maize and groundnuts and also sews. She wants to use the loan opportunity to buy more bags of groundnuts and maize to increase her stock of goods for sale and she hopes to raise good income to enable her to open a bigger shop. She is a member of the trust group called Obed. In this group, members guarantee for one another as social collateral to access loan and peer pressure to repay the loan.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 42
    View loans »
    Ghana Loans Fundraising
  • $11,732,750
    Funds lent in using Kiva
  • 1.7
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Obed Group's $2,475 loan helped a member to purchase more stock.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 22, 2012
Mar 19, 2012
Currency Exchange Loss:
Aug 25, 2012