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Adjoa, 38, is married to a motorcycle taxi driver. She has three children, of whom two are in school. The oldest is 10 and the youngest two years old.

Adjoa has been selling teak and reeds since 2002. She serves numerous clients out of her home.

Adjoa has requested her first loan from WAGES to use to buy teak. She wants to reinvest in her business. In the coming years, Adjoa wants to expand into selling charcoal and cereals. She says that she plans to use the profit for the education of her children.
View original language description ↓
Adjoa est une femme âgé(e) de 38 ans. Elle est mariée å un conducteur de taxi-moto. Elle a 03 enfants, dont 02 à l’école. Le premier a 10 ans et le dernier a 02 ans.
Adjoa travaille comme revendeuse de teck et de claies depuis 2002. Elle sert ses nombreux clients à la maison.
Adjoa a requis son premier crédit de WAGES afin d’acheter des tecks. Elle veut réinvestir dans l’activité.
Dans les prochaines années, Adjoa voudrait élargir l’activité dans la vente de charbons de bois et de céréales. Elle dit qu’avec les profits, Elle prévoit assurer l’éducation de ses enfants.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,700
    Average annual income
  • 3
    View loans »
    Togo Loans Fundraising
  • $8,634,350
    Funds lent in using Kiva
  • 503.5
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Adjoa to buy teak and reeds.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 12, 2012
Mar 17, 2012
Currency Exchange Loss:
Feb 15, 2013