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Efua is a widow with seven dependents. For the past seven years, she has cooked banku, fanti, and kenkey (types of fermented dough) to sell. She serves her products with fried fish, pepper, and tomato sauce at Nyame Bekyere near Abura. As a single parent, Efua uses her income for the general upkeep of her children.

Efua is requesting a loan to purchase bags of maize and fish to use to prepare banku and kenkey. She hopes to use the profit from her loan to expand her business and acquire a stall to sell her banku and kenkey.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 22
    View loans »
    Ghana Loans Fundraising
  • $11,565,250
    Funds lent in using Kiva
  • 1.7
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Efua to purchase maize and fish to prepare banku and kenkey.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 16, 2012
Mar 19, 2012
Currency Exchange Loss:
Jul 20, 2012