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Stella's Group
In this Group: Stella , Ivy, Cecilia, Hannah, Agnes
Ivy is 35 years old and is divorced with four children. For the past three years, she has been selling men's and women's clothing at Takoradi. Ivy belongs to a community group called Moonlight Trust Group. Members of this group guarantee each other's social collateral and support one another to repay their loan.

Ivy is requesting a loan to buy more stock to increase her inventory. She hopes to expand her business and improve her sales to save more for her children’s education and to build a bigger boutique.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 33
    View loans »
    Ghana Loans Fundraising
  • $11,967,750
    Funds lent in using Kiva
  • 1.7
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Stella's Group's $1,775 loan helped a member to purchase clothing to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 17, 2012
Mar 19, 2012
Currency Exchange Loss:
Aug 25, 2012