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Ponciano, 45, is from a humble family with scarce economic resources so he farms very small parcels. He lives in the town of Mizque in Cochabamba Department. He’s been working in agriculture for 20 years. He grows onions, potatoes and broad beans and also milk from cows since he also has dairy cows of a good breed. Part of his production is used to feed his family and what’s left over is sold in the same place where he lives to merchants from the town of Mizque.

Ponciano is a highly respected person in his community because of his dedication to work and because he’s responsible for his children’s education. Ponciano is asking for the present loan to buy more seeds, manure and agrochemicals to improve quality and increase production thus earning more income and improving the living conditions for his entire family.
View original language description ↓
El señor Ponciano tiene 45 años de edad, es de una familia humilde de escasos recursos económicos, por lo tanto cultiva superficies muy pequeñas, vive en el municipio de Mizque del departamento de Cochabamba. Trabaja en la agricultura desde hace 20 años, produce cebolla, papa, frejol y leche de las vacas, ya que también cuenta con ganado lechero de muy buena raza, una parte de la producción es para la alimentación de su familia y lo que queda comercializa en el mismo lugar donde vive a los comerciantes de la misma población de Mizque. Don Ponciano es una persona muy respetado en su comunidad, por la dedicación a su trabajo y por ser el responsable de la educación de sus hijos. Don Ponciano, está solicitando el presente crédito para comprar más semillas, abonos y agroquímicos, para mejorar la calidad y aumentar su producción y de esta forma tener más ingresos y mejorar las condiciones de vida de toda su familia.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Bolivia

  • $5,500
    Average annual income
  • 179
    View loans »
    Bolivia Loans Fundraising
  • $30,784,250
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Ponciano to buy seeds, manure and agrochemicals.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 14, 2012
Mar 22, 2012
Currency Exchange Loss:
Dec 15, 2012