The family has 5 milk cows and 4 calves. Irma produces cheese and sells it at the local market. Along with the dairy farm the family owns 2.5 hectare land, where maize and nut trees are grown. Irma sells on average 1 tone of maize and 400 kg of nuts per year. Total average monthly income of the family is 600 Laris.
Irma has requested the loan to finance some seasonal agricultural projects. In particular, the family will rent a tractor for tilling the land. Afterwards they will sow maize. The family members will work hard during spring and summer months and enjoy the harvest in late summer. After selling the harvested maize the family will use the expected income to finance ongoing agricultural needs, as well as improve the family's quality of life.
About LLC Micro Finance Organization CredoLLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.
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