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Zamina is a 54-year-old woman, married with three daughters. She is an honest and hard-working woman. She is a widow and is raising her children alone.

Zamina has been reselling jewelry for the last seven years. She started her business with a tiny amount of money and with several loans from AqroInvest CU, expanding slowly. As she is raising her children on her own, it is hard for her to provide for them and she always needs support. Every morning Zamina leaves home and comes back late at night. The money which she makes is only enough for day-to-day spending and it's hard for her to save for the future.

For this reason Zamina would like to take out a loan of 1800 AZN to purchase more jewelry in bulk and expand her business, increasing her profits and improve living conditions for her family. This will be her fourth loan and she has a positive loan history.

Additional Information

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 28
    View loans »
    Azerbaijan Loans Fundraising
  • $13,953,050
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,300 helped Zamina to buy more jewelry.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Feb 21, 2012
Apr 2, 2012
Currency Exchange Loss:
May 17, 2013