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This is 45-year-old Gbessay. She is married and has six children aged 23, 17, 13, 12, 5 and 3 years. She has one additional dependent, who lives with her because he is an orphan. In 2002, Gbessay established her raw fish business. She began her business just to develop herself and provide a livelihood for her family. Working seven days a week and 11 hours a day, she earns about 1,800,000 Sierra Leone leone (Le) every month from this business.

She would like a loan in the amount of Le 3,000,000. Gbessay requires a loan in order to buy raw fish for her business. She hopes that this loan will enable her to increase her monthly profits by approximately Le 300,000. In the future, Gbessay plans to build a house, buy a car and a motor bike and to give her children a quality education. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 16
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,075
    Funds lent in using Kiva
  • 4,325.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Gbessay to buy raw fish for her business.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Feb 17, 2012
Apr 14, 2012
Currency Exchange Loss:
Sep 15, 2012