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Naem is 50 years old and married. She lives with her husband and four children in Takeo Province, Cambodia. For the past 20 years, Naem has been involved in breeding animals and selling nylon rope. She earns approximately 5 USD each day. Her husband is a construction worker who additionally buys and sells cattle to generate extra income for the family.

Naem is requesting a 1,200 USD loan to purchase more nylon rope to sell and generate profit to support her family. In the future, she would like to expand her business and help her children get their bachelors degrees. Moreover, Naem hopes to build a concrete house to improve her family's living conditions.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 54
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Naem to purchase nylon rope to sell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 21, 2012
Mar 18, 2012
Currency Exchange Loss:
May 17, 2013