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Sophal, 33, is married and resides with her mother, her husband and two children in Takeo Province, Cambodia. She has been working as a garment worker for over two years, earning approximately USD 3 per day. Her husband works as a palm fruit harvester and earns approximately USD 5 per day.

Due to the difficulty with the family’s transportation, Sophal is requesting a loan of USD 1,000 to purchase a motorbike for commuting. This purchase would enable her to use the saved money from her transportation expenses to support her family.

In the future, she would like to run a small pig farm and help her children get Bachelor’s degrees. Moreover, she plans to build a house to live separately from her mother.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 56
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sophal to purchase a motorbike for commuting.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 17, 2012
Mar 18, 2012
Currency Exchange Loss:
Apr 17, 2013