From the Dongkor commune of Phnom Penh City, Mrs. Lorn, 46, is a homemaker. She stays at home to care for her five children and holds a daily routine as well. Two of her children work in various jobs as garment factory workers and construction workers. Her husband provides for the family’s expenses with his income as a domestic construction worker in the mobile place, earning an income of about USD $4 each day to support their financial expenses.
Mrs. Lorn is concerned that her husband faces difficulties in traveling to his workplace. He always travels to work by hiring a taxi or walking because he does not have his own vehicle. To solve the problem, Mrs. Lorn has requested a loan for $1,500 to be used to buy a new motorcycle for her husband in order to have transportation without hiring a taxi.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.