Julius is 41 and married. He has six children ranging between 12 and six years old.
He has 15 years of experience in farming, producing mainly maize, milk, tea and vegetables, which he sells locally.
Julius has requested a loan of 30,000 KES From Juhudi Kilimo to help him buy poultry birds for a venture into poultry farming. He says farming is all his family depends on and the loan will help him raise the living standards for the family.
He is worried about the high costs of feeds for both dairy and poultry. He is glad to have joined Juhudi Kilimo for loan access.
To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.