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Negociantes Group
In this Group: Guillermina, Idalia Guadalupe, Josefina, Maria Elizabeth, Maria Faustina, Maria Santos, Noemi Guadalupe
Las Negociantes are a support group in the Topo Chico neighborhood, in northern Monterrey. They are asking for their second loan with this institution. With the first one the distinguished themselves for being very punctual. The group is made up of 7 enterprising women who hope to be able to continue getting ahead and improving their businesses with this loan.

Idalia Guadalupe is one of the women in the group. She has 3 children between the ages of 13 and 17. All 3 of them are in school, one in junior high and the other 2 in high school. Like all mothers, she wants the best education possible for her children. That is why 3 years ago she began her flower arranging business. She makes the arrangements for special occasions, such as Mothers' Day, the Day of the Dead, Father's Day, and weddings and quinceaneras. With the help of the loan, she wants to be able to buy more materials such as vases, ribbons and plastic items to be able to make different types of arrangements. She hopes to be able to consolidate her micro business some day and open a locale.
View original language description ↓
Las Negociantes son un grupo solidario de la Colonia Topo Chico, al norte de Monterrey. Ellas están solicitando su segundo crédito con esta institución y en el primero se distinguieron por ser un grupo muy puntual. El grupo está compuesto por 7 mujeres emprendedoras que con este crédito esperan poder continuar superándose a si mismas y mejorando sus negocios.

Idalia Guadalupe es una de las mujeres del grupo. Ella tiene 3 hijos entre 13 y 17 años. Los 3 están estudiando, uno en la secundaria y los otros 2 en la preparatoria. Como toda madre, ella desea la mejor educación posible para sus hijos. Por lo que, Idalia comenzó hace 3 años con su negocio de arreglos florales. Ella prepara estos arreglos para ocasiones especiales, como el día de las madres, el día de los muertos, el día del padre, así como bodas y fiestas de XV años. Con ayuda del crédito desea poder comprar más materiales como jarrones, listones y plásticos para poder realizar diferentes tipos de arreglos. Ella espera poder consolidar su micro negocio y algún día poder establecerse en un local.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 6
    View loans »
    Mexico Loans Fundraising
  • $17,294,525
    Funds lent in using Kiva
  • 12.6
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Negociantes Group's $3,400 loan helped a member to buy more materials such as vases, ribbons and plastic items.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 8, 2012
Listed
Apr 5, 2012
Currency Exchange Loss:
Possible
Ended:
Jul 15, 2012