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Gina Marlene
The members of the 4 de Agosto communal bank meet every two weeks. They meet in the Andrés De Vera parish in the city of Poroviejo, which is known as the city of the Royal Tamarinds.

This is where Gina, age 36, lives. She is married and has three children, ages 15, 13, and 10. The two older children go to high school, and the younger one goes to primary school. Her husband is a security guard. She is a great mother and wife. In order to get her own resources and to help her husband with the household expenses, she sells clothes by catalog. She also sells Avon, Esika, and Yanbal products (beauty products, cosmetics, perfumes, and women’s accessories).

She works every day, and she sells by going door to door. However, the customers she knows the best come to her house. She leaves the products on credit, and she collects every week-end. She has been doing this for over six years, and it is going very well for her.

This loan is to buy perfumes, creams, cosmetics, pants, blouses, and general clothing. This is her third cycle in her communal bank. She likes it because the payments are easy to make.

Her dream is to have a place to sell clothes and all of her products.
View original language description ↓
En la parroquia Andrés De Vera de la ciudad de Portoviejo, conocida desde hace muchos años como la ciudad de los reales tamarindos, se reúnen cada quince días las socias del Banco Comunal 4 De Agosto.

En este lugar vive la señora Gina, tiene 36 años de edad, está casada y de esta relación tiene tres hijos de 15, 13 y 10 años de edad, los dos mayores estudian en colegio y el menor en escuela. El marido es guardia de seguridad.

Ella es un gran madre y esposa que para obtener sus propios recursos y con estos ayudar a su esposo con los gastos del hogar se dedica a la venta de ropa por catalogo y de productos de Avon, Esika y Yanbal (productos de belleza, cosméticos, perfumería y accesorios para damas). Trabaja todos los días y su forma de venta es puerta a puerta aunque sus clientes más conocidos siempre llegan hasta su casa, deja sus productos a crédito y cobra cada fin de semana. Tiene más de seis años que se dedica a esta actividad y le va muy bien.

Este crédito es para comprar perfumes, cremas, cosméticos, pantalones, blusas y ropa en general. Este es el tercer ciclo en el Banco Comunal y le gusta porque los pagos son fáciles de hacer.

Su sueño es tener un local para vender ropa y todos sus productos.

About Ecuador

  • $10,200
    Average annual income
  • 20
    View loans »
    Ecuador Loans Fundraising
  • $22,604,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $775 helped Gina Marlene to buy perfumes, creams, cosmetics, pants, blouses, and general clothing.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 8, 2012
Listed
Mar 22, 2012
Currency Exchange Loss:
N/A
Ended:
Oct 15, 2012