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Nieve Moncerrate
Members of the communal bank 'Dulce Amistad' meet every fifteen days in the canton of Rocafuerte. This place is known for the delicious sweets its locals, who are known by the whole country to be warm, friendly, hard working people, prepare.

Here we met Nieve, who is 53 years old. Her husband died several years ago and left her a widow but from this relationship she had three children, all of whom are now adults.

In order to get ahead in life she makes a living selling all types of clothes. She sells both from door to door and in her house where she has a small shop where her customers come when she has new stock, which she buys in Guayaquil. She works every day in the mornings, leaves the items with her customers on credit and collects her payment every fifteen days. She has had this business for the past 15 years and thanks to it she has helped her family get ahead.

This loan is to buy more stock such as: trousers, blouses, T-shirts and children's clothes. She has been member of the communal bank for more than two years she likes it because the group is very united.

Her dream is to have a storeroom where she can sell her products.
View original language description ↓
En el cantón Rocafuerte se reúnen cada quince días las socias del Banco Comunal Dulce Amistad. Este lugar se lo conoce por sus deliciosos dulces que preparan los lugareños que son reconocidos en todo en todo el país y por la calidez de su gente amable trabajadora.

En este lugar conocimos a la señora Nieve, tiene 53 años de edad, hace varios años su esposo falleció y enviudo, pero de esta relación tuvo tres hijos, todos sus hijos ya son mayores de edad.

Ella para salir adelante se dedica a la venta de ropa de todo tipo, sus forma de venta es puerta a puerta y también vende en su casa donde tiene un pequeño local hasta donde llegan sus clientes a ver cuando trae nueva mercadería, la cual la comprar en Guayaquil. Trabaja todos los días en las mañanas, deja a crédito a sus clientes y cobra cada quince días, tiene este negocio por 15 años y gracias a él ha sacado adelante a su familia.

Este crédito lo va emplear en comprar más mercadería como: pantalones, blusas, camisetas y ropa de niños. Está en el Banco Comunal desde hace más de dos años y le gusta porque el grupo que es muy unido.

Su sueño es tener un almacén donde pueda vender sus productos.


About Ecuador

  • $10,200
    Average annual income
  • 13
    View loans »
    Ecuador Loans Fundraising
  • $22,566,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Nieve Moncerrate to buy trousers, blouses, T-shirts and children's clothes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 8, 2012
Listed
Mar 22, 2012
Currency Exchange Loss:
N/A
Ended:
Aug 15, 2012