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El Camino Group
In this Group: Martha, Fatima, Maribel
'El Camino' group is formed by three hard working and enterprising women. One of them is Martha Ruth. She is 47 years old and she has made a living selling clothes for the past three years. She has four children, all of whom are adults and independent. She will invest this loan in buying stock such as shirts, trousers, shorts, camisoles... etc.

The other members of the group are Fátima, who is 32 years old and for the past 4 years has sold "nacatamales" and Maribel, who for the past 16 years has made a living buying and selling packaging.
View original language description ↓
El grupo el camino lo conforman tres personas trabajadoras y emprendedoras una de ellas es la señora Martha Ruth de 47 años de edad la cual se dedica al comercio de ropa desde hace 3 años. Ella tiene 4 hijos ya todos mayores e independientes. El crédito lo invertirá en mercadería en ropa camisas, pantalones, shores, camisolas…etc.
Las otras integrantes son Fátima de 32 años vende nacatamales desde hace 4 años y Maribel quien compra y venta de envases desde hace 16 años.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 112
    View loans »
    Nicaragua Loans Fundraising
  • $24,828,400
    Funds lent in using Kiva
  • 23.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of El Camino Group's $1,125 loan helped a member to buy stock such as shirts, trousers, shorts, camisoles... etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 7, 2012
Mar 22, 2012
Currency Exchange Loss:
Oct 15, 2012