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Esperanza Josefina
Esperanza, 57 years old, lives in Machala, Ecuador. She started this business two years ago, selling catalog clothing, Yanbal, because her friend convinced her to sign up. She works very hard every day, starting at noon. In the future, should would like to be a director at Yanbal and would like her clothing business to grow. With the loan, she will purchase Yanbal and other catalog clothing, perfumes and lotions.
View original language description ↓

Esperanza de 57 años vive ( machala ecuador) ella empeso este negocio hace 2 años de vender ropa por catalogo y Yambal porque una amiga la motivo a hacerlo y a incribirse. Trabaja con mucho esfuerzo todos los días apartir del medio dia. A futuro ella desea ser directora de Yambal y que su neocio de ropa pueda crecer. Con en préstamo comprara (Yambal y ropa por catalogo) persumes, cremas.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 93
    View loans »
    Ecuador Loans Fundraising
  • $25,028,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Esperanza Josefina purchase mail order clothing, perfumes and creams.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 14, 2012
Mar 21, 2012
Currency Exchange Loss:
Nov 15, 2012