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Darlen Emilson
Emilson is 22, married, his wife is a homemaker and sometimes helps him with work at the ranch. Emilson works growing coffee, he learned this business from his father. The business of coffee growing in certain seasons is very profitable for Emilson because he has good clients that offer good prices for the coffee. He requests a loan to buy fertilizer because he needs it to improve the plantation so he can have a good harvest. The loan would help him in a big way because previously he had to commit the harvest through intermediaries who take advantage of paying the coffee at a lower price. Some of the problems that Emilson faces are the shortage of labour to harvest coffee and the difficulties that he has to transport the product because harvest season happens in winter and the streets are in bad shape. Emilson's biggest dream is to improve hi ranch infrastructure so he can increase his earnings and improve the economy of his home. This is his first loan with FAMA and he hopes to be punctual with the repayments.
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Emilson tiene 22 años de edad, es casado, su esposa es ama de casa y en algunas ocasiones le ayuda a su esposo a cumplir con algunos trabajos en la finca. Emilson se dedica al cultivo de café y aprendió del oficio gracias a su padre.
El negocio del cultivo de café en ciertas temporadas resulta ser muy rentable para Emilson ya que cuenta con buenos clientes y le dan un buen precio por el café. El solicita este préstamo para la compra de fertilizantes, ya que lo necesita para el mejoramiento de la finca para poder obtener una buena cosecha. El préstamo le ayudaría en gran manera ya que anteriormente tenía que comprometer la cosecha con intermediarios los cuales se aprovechan a pagar el café a un bajo precio. Algunos de los problemas que enfrenta Emilson es la escasa mano de obra para cosechar el café y las dificultades que tiene para trasladar el producto ya que la cosecha es para temporada de invierno las calles se ponen en muy mal estado. El mayor deseo de Emilson es mejorar la instalación física de su finca para aumentar sus ganancias y así mejorar la economía de su hogar. Este es su primer préstamo en FAMA y espera cumplir puntualmente con el compromiso de sus pagos.

Additional Information

About FAMA:

Honduras is one of the poorest countries in the Western Hemisphere with approximately 59% of people living below the poverty line. Familia y Medio Ambiente OPDF (FAMA OPDF) is a Honduran non-profit with no religious or political affiliation. FAMA’s mission is to provide quality and opportune financial services so that men and women have equal opportunities to develop their micro or small businesses, whether they focus on agriculture, manufacturing or services. FAMA operates 13 branches throughout Honduras and serves over 12,500 clients.

About Honduras

  • $4,200
    Average annual income
  • 12
    View loans »
    Honduras Loans Fundraising
  • $8,471,400
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Darlen Emilson to buy fertilizer for coffee plantation.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Feb 28, 2012
Listed
Mar 21, 2012
Currency Exchange Loss:
Possible
Ended:
Mar 27, 2013