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Margretta
Margretta is 21 years old and married with 1 child. She owns and operates a business venture, planting and harvesting fruits and vegetables for sale. She has many years of experience in this business.

Margretta needs a loan of WST 1000 to purchase additional seeds, seedlings and young crops to raise. She plans to use the profit from her sales (estimated to be 350 Talas per week) to continue improving her business.

Margretta joined SPBD to gain access to financial services. Most of SPBD's clients are unable to borrow from commercial banks because they lack collateral. This is Margretta's 1st loan with SPBD.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 76
    View loans »
    Samoa Loans Fundraising
  • $7,683,900
    Funds lent in using Kiva
  • 2.3
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Margretta buy seeds, seedlings and young crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 24, 2012
Listed
Mar 17, 2012
Currency Exchange Loss:
Possible
Ended:
Mar 15, 2013