Ana indicates that she’s been part of a communal bank for a year and that she currently has a business selling clothes that she’s had for years having learned it from her mother. The loan this cycle is to expand her stock of merchandise. She will buy clothes in the city of Cochabamba’s street markets to then resell in her stand. This way of working allows her to support her family since she’s single and has three children.
When asked what she likes about Pro Mujer, she answers that she likes the credit department.
La señora Ana, indica que forma parte de una asociación comunal desde hace un año atrás y que en la actualidad ella cuenta con un negocio de venta de ropa, que viene trabajando hace años, aprendiendo el mismo de su madre. El crédito de este ciclo es para ampliación de su mercadería (compra de ropa) estos productos los adquirirá de las ferias de la ciudad de Cochabamba y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite apoyar a su familia pues ella es soltera y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de credito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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