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Twisungane Tudahemukirana Group
In this Group: Marceline, Syrvan, Paulin , Daphorose
Marceline is a member of the Twisungane Tudahemukirana group. She is 29 years old, and married with 3 children aged from 4 to 8, 2 of whom are in school. She has 6 other dependents apart from her children. She completed 6 years of primary school education.
Marceline is a tomato farmer. This is her third successive loan with ACB. She will use the loan to buy chemical fertiliser.
Her strategy for growing the business is to use specific chemical fertilisers to improve both yield and quality. In the coming years, Marceline would like to be a major tomato supplier. With her profits, she intends to care for her children and put them through school.
View original language description ↓
Marceline fait partie du groupe Twisungane Tudahemukirana. Elle a 29 ans, elle est mariée avec 3 enfants de 4 à 8 ans, dont 2 scolarises. Il a 6 personnes dans son charge autre que ses enfants. Son niveau d’éducation est de 6 ans de primaire.

Marceline est agricultrice de tomate. C’est son troisième cycle de prêt avec ACB. Elle va utiliser son crédit afin d’acheter des engrais chimique.

Sa stratégie pour la croissance de son business est d’utilisation des engrais chimique sélectionne pour augmenter la quantité ainsi que la qualité de la production. Dans les prochaines années, Marceline voudrait être la grande distributrice des tomates. Avec les profits, elle prévoit de scolariser, soigner ses enfants.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 17
    View loans »
    Rwanda Loans Fundraising
  • $15,580,500
    Funds lent in using Kiva
  • 595.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Twisungane Tudahemukirana Group's $1,700 loan helped a member to purchase chemical fertiliser.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
At end of term
Feb 28, 2012
Mar 16, 2012
Currency Exchange Loss:
Aug 16, 2012