Sitienei has requested a loan of 60,000 KES from Juhudi Kilimo to buy a dairy cow at 40,000 KES and construct a dairy unit with the remaining 20,000 KES. He says the farming income will help him improve his family's living standards. While lamenting the poor local markets, he thanks Juhudi Kilimo for offering grace periods in their loan services.
Important InformationTo facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.
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