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Tram is 57 years old. She lives in her own house with her husband and two children in Ho Chi Minh City. Her husband works as an insurance salesman.

Tram supports her family by earning income selling sugarcane juice and noodles. She started her stall 3 years ago. She intends to take a loan to increase the size of her current business by buying a greater quantity of sugarcane and noodles to sell from her stall.

She hopes that through the loan she can earn more money and can save enough money for family emergencies.

Additional Information

About Capital Aid Fund for Employment of the Poor

Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.

About Vietnam

  • $725
    Average annual income
  • 39
    View loans »
    Vietnam Loans Fundraising
  • $12,722,750
    Funds lent in using Kiva
  • 20,790.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Tram to buy more sugarcane and noodles to sell from her stall.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 29, 2012
Mar 17, 2012
Currency Exchange Loss:
Jan 15, 2013