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Nhor's Group
In this Group: Nhor, Thy, Sokin, Yorn, Som Ei
A 50-year-old mother of two dependent children who work as garment factory workers, Nhor is the breadwinner of her family that lives in one of the rural villages of the Prey Chor district in Kampong Cham province. The common business in her residential area is rice farming, and it is also the main source of income for Nhor's family as well. She has been with this business for 16 years and can save about US$1.5 per day. To earn more extra income, her husband works as a motor taxi driver in his spare time from farming.

Nhor has just joined VisionFund as a first cycle client. Her group loan consists of another four members, and she has been selected as the group leader. She and her group members are requesting a loan of KHR 1,000,000 each. For Nhor, she will use her loan to buy fertilizers and seed, and to hire labor for plowing her farmland. She hopes that her family's condition will be gradually improved.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 52
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • 4,005.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Nhor's Group's $1,250 loan helped a member to buy fertilizers and seed, and to hire labor for plowing her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 15, 2012
Apr 2, 2012
Currency Exchange Loss:
Mar 15, 2013