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Koem, age 65, is a humble resident from the Baray district of Kompong Tom province, Cambodia. She is married and has been blessed with six children. Presently they are married and live independently around the province. Koem is a proud farmer who owns a seven-hectare plantation for farming productivity. Her spouse works in the same type of business as her. They cultivate rice, potatoes and vegetables, from which they can earn a good income.

As of now, Koem is asking for a loan from HKL to pay for local laborers to harvest her potato crops on the plantation. Koem hopes to gain success in her business activities one day as she works harder and gets the support from our lenders.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 46
    View loans »
    Cambodia Loans Fundraising
  • $38,700,050
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Koem to pay for local laborers to harvest her potato crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 14, 2012
Mar 16, 2012
Currency Exchange Loss:
Mar 21, 2013