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Ampar Grace Group
In this Group: Sarpiah, Nurlaela, Nurlena, Meta, Komalasari
Sarpiah is married and has there children. All of her children are still at school. She has been selling pop ice and noodles since 2009. Her business is running smoothly. Together with her husband, who works in a traditional market selling rice, they can provide the needs of the family.

Now she plans to use her part of loan to add more supplies in her store and start selling daily basic needs such as eggs, sugar, and water. She hopes in the future she can expand her retail store and provide a better education for her children.

Other group members will use their part of the loan to sell clothes and snacks.

Additional Information

About VisionFund Indonesia

VisionFund Indonesia is a Christian micro venture capital organization owned by Mitra Masyarakat Sejahtera (MMS) and Wahana Visi Indonesia. Founded in 2000, VFI operates in both Jakarta and Surabaya, the two biggest cities in Indonesia. VFI targets the entrepreneurial poor who have existing microbusinesses for at least 6 months and have no financial access to commercial banks. VFI also provides microinsurance for all clients through a partnership with Allianz insurance company. With nine branches as of 2011, VFI hopes to expand in order to reach underserved microfinance markets in other islands of Indonesia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 17
    View loans »
    Indonesia Loans Fundraising
  • $5,288,425
    Funds lent in using Kiva
  • 9,150.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ampar Grace Group's $775 loan helped a member to pay for eggs, sugar and water to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Mar 13, 2012
Apr 2, 2012
Currency Exchange Loss:
Nov 17, 2012