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La Imaculada  (Cuenca) Group
In this Group: Esther Yolanda, Martha Adriana, Rosa Amelia, Ana Lucia, Rosa Cristina, Rosa Libia, Darwin Ruben
The communal bank La Inmaculada comprises 1 male and 6 female members. They work daily at different jobs that allow them to economically support their households and pay their expenses. The members are friendly, kind, and cordial, in keeping with the culture and traditions of their towns. They live in Santa Ana parish in Cuenca. The area enjoys a beautiful view of nature. From the parish center, you can admire the view of a large part of the city of Cuenca. The people farm, raise animals, and do different activities in the city.

Rosa Cristina is one of the group's members.She is 36 years old and the single mother of 5 children, who are 18, 16, 13, 11 y 9 years old. Her three oldest children are attending high school, and the two youngest study at a small neighborhood school. She owns the house in which she lives.

Rosa Cristina has been a maid for 8 years. She works Monday to Friday from 8 in the morning until 5 in the afternoon. At home, she raises animals such as pigs, sheep, chicken, and guinea pigs, which she sells in her community. She also farms, and what she harvests is only for consumption at home.

She has been a member of the communal bank for 7 years, and this new loan is to buy pigs. Her goal is to finish her house.
View original language description ↓
El banco comunal La Inmaculada está conformado por 6 socias y 1 socio quienes desempeñan sus labores diarias en diferentes plazas de trabajo, las mismas que les permiten aportar a la economía de sus hogares y solventar sus gastos, se caracterizan por ser personas amables, gentiles y cordiales, mantienen la cultura y tradiciones de sus pueblos. Viven por la parroquia de Santa Ana en Cuenca, en este lugar se goza de una excelente vista de la naturaleza, desde su centro parroquia se puede admirar gran parte de la ciudad de Cuenca, su gente se dedica a la agricultura, cría de animales y muchos laboran en la ciudad en diferentes actividades.

Una de las socias de este grupo es la Señora. Rosa Cristina, tiene 36 años de edad, es madre soltera de 5 hijos que tienen 18, 16, 13, 11 y 9 años de edad, sus tres primeros hijos están estudiando en el colegio y sus dos últimos hijos estudian en una escuelita de la localidad. La casa en la que vive es de su propiedad.

Doña Rosa Cristina hace 8 años labora como empleada domestica, trabaja de lunes a viernes desde las 8 de la mañana hasta las 5 de la tarde. En su casa se dedica a la cría de animales como cerdos, borregos, gallinas y cuyes a los que los vende en su comunidad, también se dedica a la agricultura y lo que cosecha es solo para el consumo de su hogar.

En el banco comunal se encuentra hace 7 años y su nuevo crédito lo va a invertir en la compra de cerdos.

Su meta es terminar su casa.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 64
    View loans »
    Ecuador Loans Fundraising
  • $23,510,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of La Imaculada (Cuenca) Group's $1,725 loan helped a member to buy pigs.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 24, 2012
Listed
Mar 21, 2012
Currency Exchange Loss:
N/A
Ended:
Aug 15, 2012