Update on Angel DomingoAngel Domingo is 47 years old and married with 5 children. He lives with his wife and children in Guaranda province of Bolívar.
The communal bank group 'Emmanuel' is made up of 12 members. It is 40 minutes away from the office, which is located in the precinct of San Juan de Llullundongo which is a part of Guaranda.
Angel is a farmer who has crops of potatoes and corn, and he also raises chickens and pigs. He has requested this loan to buy animals, compost, fertilizers, urea and liquid pesticide. With the help of this loan he will be able to increase his production.
He makes his purchases and sales in Guaranda on a weekly basis. His dream is to be able to have a car and a house. The challenges that he faces are transportation and competition. In his free time he likes to relax and enjoy the celebrations of Carnival.
Angel is very happy for the help that the previous loan has provided him. He has trust in the communal bank because it has helped him greatly in his work in agriculture.
La VRC Emmanuel está conformada por 12 socios esta ventanilla queda a 40 minutos de la oficina ubicada en el recinto San Juan de Llullundongo perteneciente a Guaranda.
Angel se dedica a la agricultura a la siembra de papas, maíz, además cría pollos, cerdos.
Solicita el crédito para comprar animales y abonos, fertilizantes, urea, líquidos mata plagas. Con la ayuda del crédito podrá incrementar la producción.
Las compras y las ventas lo hace en Guaranda semanalmente.
El sueño es poder tener un vehículo y una casa. Los desafíos a los que se enfrenta es el transporte y la competencia.
En el tiempo libre le gusta descansar y disfrutar de las fechas del carnaval.
ANGEL "ESTÀ MUY AGRADECIDO POR LA AYUDA BRINDADA EN EL CREDITO ANTERIOR Y LA CONFIANZA QUE HAN DEPOSITADO EN ESTA VENTANILLA PORQUE LES HA SERVIDO MUCHO PARA TRABAJAR EN LA AGRICULTURA".
Previous Loan DetailsAngel Domingo R. A. is 64 years old and married. He lives with his wife and their three single children in the Guaranda canton in the Bolívar province. He has five children. The members of the Grupo Enmanuel Community Bank can be found in the San Juan precinct, which is in the Guaranda can... More from Angel Domingo's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid