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José Antonio
José is 34 years old and lives with his wife and two children, one of whom is 6 and the other is 3 months old. For 12 years, he has worked as an electrician, a profession he studied at an institution that offered him the opportunity to learn it. Before that he farmed alongside his father. Once he finished the electrician training, a friend offered him work so that he could practice what he had learned. Then he worked for a telecommunications company and other firms. José's dream is to own his own business; today he works on his own. To buy the materials he needs to do his job, he takes a bus that takes thirty minutes to arrive at his destination.

José is requesting this loan from Fundación Campo to buy 70 meters of sheet steel, 250 bolts, 3 canopies, a gallon of paint, and the rest to pay for labor. With this investment, he will replace the roof of his house because it is in poor condition and leaks a lot in the winter. José says that he will then be able to provide a better, safer home for his family before winter begins. José wants more than anything to give his children a better home, to see them graduate from college, and to have his own business that would be able to employ more people.
View original language description ↓
El señor José tiene 34 años de edad, vive con su esposa y dos hijos uno de 6 años y el otro de 3 meses. El se dedica a la profesión de electricista desde hace 12 años y lo aprendió por medio de una institución, pues le brindaron la oportunidad de aprender.

Antes solo se dedicaba a la agricultura junto con su papá. Una vez él termino el curso de electricista, un amigo le dio trabajo para que pusiera en practica lo que había aprendido. Luego trabajo para una empresa de telecomunicaciones y en otras empresas más. El sueño de José es tener su propia empresa, hoy en día esta trabajando por su propia cuenta.

Para comprar los materiales que necesita para realizar su trabajo, aborda un autobús que tarda treinta minutos en llegar al lugar de destino. Don José esta solicitando un préstamo a Fundación Campo, para comprar 70 metros de lámina, 250 pernos, 3 capotes, un galón de pintura y el resto para pago de mano de obra. Esta inversión será para cambiarle el techo a su casa, ya que el que tiene no le sirve y en el invierno caen muchas goteras.

De esta manera, comenta don José que podrá ofrecerle a su familia un mejor hogar y más seguro antes que llegue el invierno. Lo que más desea José es dejarle a sus hijos un mejor hogar, que se gradúen en la universidad e instalar su propia empresa donde pueda emplear a más personas.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $4,900
    Average annual income
  • 618
    View loans »
    El Salvador Loans Fundraising
  • $24,283,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped José Antonio to buy 70 meters of sheet steel, 250 bolts, 3 canopies, a gallon of paint, and the rest to pay for labor.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 15, 2012
Listed
Apr 4, 2012
Currency Exchange Loss:
N/A
Ended:
Jun 18, 2013