Señora Dinora is 36 years old, and is a single mother of one daughter. She works in retail, and recently began to run her own cafeteria. Previously, she worked washing other people's clothes, but she took the decision to start this cafeteria business and comments that things are going very well.
She purchase all the products that shells in the city, where she travels once a week on Saturdays. This trip is necessary, because she uses it to settle her accounts, pay her bills, and purchase all the supplies that she sells during the week in her cafeteria. She also uses it to purchase whatever she needs in the house for her daughter.
The loan that Dinora is requesting is to pay back a debt to Fundación Campo, and she will use the other part to build part of a wall for her home, so as to avoid run-off from the rain. With the loan, she will improve the part of her home which causes issues during the rainy season, when some of the rain runs into her house. With construction of the wall, she will avoid the problem. It will also be more comfortable for her and her daughter, with less risk to their health during the rainy season. Dinora wants to build her house completely for the well-being of her family.
La señora Dinora tiene 36 años de edad, es madre soltera de una hija. Ella se dedica al comercio, recientemente empezó a administrar su propio cafetín, antes se dedicaba a lavar ropa de otras personas, pero tomo la decisión de iniciar este negocio y comenta que le va muy bien.
Todos los productos que vende los compra en una ciudad, ella viaja una vez a la semana los días sábado, este viaje es obligatorio, ya que ella aprovecha a saldar cuentas, pago de recibos y compra todos los insumos para vender durante la semana en el cafetín. Además aprovecha a comprar lo que necesita en la casa para su hija.
El préstamo que esta solicitando Dinora es para cancelar una deuda con la Fundación Campo y la otra parte la utilizara para construir una parte del muro de su casa, para evitar el deslave debido a la lluvia. Con el préstamo mejorara una parte de su vivienda que le provoca molestias en la época de lluvia, ya que parte del agua que corre ingresa a su casa y con la construcción del muro evitara el problema. También tendrá mayor comodidad para ella y su hija, menor riesgo a su salud en la época de lluvia. Dinora desea construir completamente su casa para bien de su familia.
About CrediCampoThis loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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