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Monajon is a young woman who lives in her own house and has six sheep. Besides fattening of the livestock she also takes care of chickens and sells the eggs to her neighbors. Monajon doesn't work anywhere, but has enough work in her own business. She is divorced and has one child. She used the first loan to buy a cow and after fattening she sold it at a good price and was able to buy a new parabolic antenna and a refrigerator. She plans to use her next loan to buy several heads of sheep while the livestock is not very expensive on the market.
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Монаджон молодая женщина, которая проживает в собственном доме, и имеет шесть баранов. Она кроме откорма скота занимается уходом за курами, и продаёт их яйца своим соседям. Монаджон нигде не работает, но ей хватает работы в своём хозяйстве. Она разведена и имеет одного ребёнка. На первый полученный кредит она купила корову и откормив её продала за хорошую цену и смогла купить новую параболическую антенну и холодильник. На следующий кредит она планирует купить несколько голов баранов, пока скот не подорожал на рынке.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 106
    View loans »
    Tajikistan Loans Fundraising
  • $29,901,400
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Monad to buy sheep.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 2, 2012
Mar 15, 2012
Currency Exchange Loss:
Feb 15, 2013