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Aura Dilia

Update on Aura Dilia

Sra. Aura lives with her family in the town of Ticuantepe. She tells us that she is very grateful for Kiva loans because she has been able to use them to improve her quality of life. She used a past loan to rebuild her house with cement blocks, making it safer for her and her family. Aura's husband works for a private company and the couple share household expenses. They have two children, both in school. Aura works as a cleaner. She plans to use this loan to improve her house. She will buy everything she needs for the construction: cement blocks, concrete, sand, etc.
View original language description ↓
La señora Aura es habitante del municipio de Ticuantepe , junto a su familia , Aura está muy contenta por los financiamiento obtenidos atravez de kiva , ya que su vida a mejorado en cuanto a la calidad de vida , ya que ahora su casita está hecha la gran parte de bloque y eso le permite tener más seguridad en su propia casa , ella tiene el apoyo de su esposo ya que labora en una empresa privada , para poyarle con los gastos del hogar ya que tienen dos hijos que estudian y necesitan de su apoyo , doña Aura desde hace varios labora en una casa privada . El préstamo lo quiere para realizar una división y necesita comprar bloque , cemento , arena , entre otros productos para la construcción .

Previous Loan Details

Aura Dilia A. R. is 32 years old. She lives in the municipality of Ticuantepe together with her husband, who works in a funeral home as a vendor. She contributes with her husband towards the household expenses especially because they have two young boys in primary school and they want to keep the... More from Aura Dilia's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 94
    View loans »
    Nicaragua Loans Fundraising
  • $25,011,000
    Funds lent in using Kiva
  • 23.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Aura Dilia to buy construction materials.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 29, 2012
Mar 20, 2012
Currency Exchange Loss:
Mar 15, 2013