Mujeres De Chajabal Group
Update on Mujeres De Chajabal GroupLidia is a married woman who's 32 years old and finished the first six years of elementary school. She has 3 children who are in elementary school. She makes a living doing housework, making t-shirts, and working in a daily goods store. She began the store business with the help of her husband and has 8 years of experience. She relies on the support of her husband who makes a living selling clothing.
She organized a group to request a loan that they used to buy water, soft drinks, juice, cereals, noodles, and eggs, among other products. In the future she hope to see a large and stocked business. The rest of the female members of the group make a living working in the daily goods store, selling traditional clothing, traditionally cut fabric, and raising animals. In the picture there are 12 members but only 11 qualified for the loan.
Organiza un grupo para solicitar un préstamo que lo utilizaran para la compra de aguas gaseosa, jugos, cereales, fideos, huevos, y entre otros productos, espera ver en el futuro un negocio grande y surtido. Las demás integrantes del grupo se dedican a la atención a tienda de consumo diario, venta de ropa típica, tejido de cortes típicos y a la crianza de animales. En la foto hay 12 integrantes, pero solo calificaron 11 para el crédito.
Previous Loan DetailsLidia is a married lady. She is 31 years old and and completed six years of elementary school. She has three children, two of whom are currently in elementary school. Lidia does housework and also makes t-shirts. She started her t-shirt business through her own initiative and with a desire to… More from Mujeres De Chajabal Group's previous loan »
About Asociación ASDIRASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid