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Maria Elena
Maria Elena, age 33, is married and has three children, ages 16, 15, and 10. The children go to school. She lives in Cofradía, Cortes.

Maria has had her grocery store business for three years. She sells basic needs food items like beans, rice, lard, flour, sugar, bread, and other grocery products. She considers her business to be profitable because her daily income helps her to pay for some of the family’s expenses. She devotes herself to working all day.

She has had three loans with ODEF, and she says that they have helped her a lot in sustaining her business. She is now requesting her fourth loan for 5,300 lempiras to stock her grocery store with food products. She will do this in order to continue offering her customers a variety of products. This way she will get good earnings from her business.
View original language description ↓
Maria Elena tiene 33 años de edad, es casada, tiene 3 hijos de 16, 15 y 10 años de edad y estudian, vive en Cofradía, Cortes.
Maria tiene un negocio de pulpería el cual estableció hace 3 años. Vende productos de la canasta básica, como frijoles, arroz, manteca, harina, azúcar, huevos, pan y productos de abarrotería. Considera que este negocio es rentable porque los ingresos son a diario los cuales le ayudan a solventar algunos gastos de su familia. Dedicándose a trabajar en el todo el día.
Lleva 3 préstamos con ODEF los cuales manifiesta le ha ayudado mucho al sostenimiento del negocio, ahora solicita su cuarto préstamo de 5,300 lempiras para surtir la pulpería de productos alimenticios para seguir ofreciendo a sus clientes variedad de producto.Para así obtener buenas ganancias del mismo.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 81
    View loans »
    Honduras Loans Fundraising
  • $9,175,850
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Maria Elena to buy food products to stock her grocery store.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Feb 15, 2012
Mar 20, 2012
Currency Exchange Loss:
Jun 16, 2012