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Lourdes
Lourdes is 44, and is a cheerful woman. She lives with Miguel, her husband of 15 years. They have two children whom they look after in the home of their in-laws, located in the town of Sicaya.

At this time, she is experiencing a financial crisis, as she rented a piece of land where she planted alfalfa, and the owners of the land have sold all the green grass, causing her to lose everything she invested. But even so, she is not in low spirits, as she has learned to see an opportunity within this problem.

Now she is a bit more careful, as she will plant alfalfa on her own piece of farmland. As it is small, she intends to buy already grown alfalfa grass from third parties. This is because her main source of income is selling bales of alfalfa, that she sends every day to the country's capital; an average of 200 bales.

“My working capital moves every day," Lourdes comments. She feels independent and able to make her business grow. Now she wishes to buy her own piece of farmland, and has started to save money for this, as she no longer relies on renting land from third parties.

She belongs to the “Sicaya” communal bank, and this is her eleventh loan with MFP. She feels very happy, as in all this time, she has succeeded in earning a lot of profits, all thanks to the financial support they provide. For this reason, she promises once again to make her installment payments. As well, she likes working with her group, as all the members are supportive and hard-working people.

When she receives the loan, Lourdes will use the money applied for to buy alfalfa seed, and as working capital for her business; and if the money goes far enough, to buy school supplies for her children.
View original language description ↓
Lourdes, de 44 años es una mujer alegre. Vive en compañía de Miguel, su esposo desde hace 15 años. Ambos tienen 2 hijos a los que cuidan en casa de sus suegros, ubicada en la localidad de Sicaya. En estos momentos se encuentra atravesando una crisis económica, pues alquiló un terreno en donde sembró alfalfa, los dueños del terreno vendieron todo el pasto verde. Causando que ella perdiera todo lo invertido pero aún así no se decae. Pues aprendió a observar una oportunidad dentro de este problema. Ahora es un poco más cuidadosa, pues sembrará alfalfa en su propio terreno agrícola, como es poco, piensa comprar a terceras personas el pasto ya crecido. Ya que su principal ingreso económico se centra en la comercialización de fardos de alfalfa, las cuales diariamente manada a la capital del país, un promedio de 200 fardos. “Mi capital de trabajo se mueve a diario”, menciona Lourdes, quien se siente independiente y capaz de hacer crecer su negocio. Ahora desea comprar su propio terreno agrícola, para ello comenzó a ahorrar dinero, pues ya no confía en alquilar terreno a terceras personas. Ella pertenece al banco comunal “sicaya” y este es el undécimo crédito con MFP, donde se siente muy feliz, pues en todo este tiempo logró obtener muchas ganancias, todo gracias al apoyo económico que le brindan. Por ello promete una vez más, cumplir con el pago de las cuotas. Además le gusta trabajar en su asociación, pues todos los integrantes son personas solidarias y trabajadoras. Lourdes de recibir su apoyo, invertirá el dinero solicitado en la compra de semilla de alfalfa, capital de trabajo para su negocio y si el dinero le alcanza en útiles escolares para sus hijos.

About Peru

  • $12,000
    Average annual income
  • 129
    View loans »
    Peru Loans Fundraising
  • $57,372,500
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Lourdes to buy alfalfa seed, and school supplies for her children.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Feb 29, 2012
Listed
Apr 4, 2012
Currency Exchange Loss:
Possible
Ended:
Sep 15, 2012