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Suliko is sixty years old. She lives in the small village of Lanchkhuti District, in West Georgia. Suliko is married and lives with her family: her husband – Mitusha, her twenty-nine-year-old son, her daughter in law, grand-son and father-in-law.

The family earns a living through their agricultural business. They run a small dairy farm with two milk cows. Suliko produces cheese and sells on average 40 kg of this product in the village. Also the family owns 0.4 hectares of land, where maize and nut-trees are grown. Mitusha and Suliko sell harvested maize and nuts on the local open market. The total average monthly income of the family is 750 Laris, including the pension of Suliko’s father-in-law.

Suliko requested credit to rent a tracter to till the land, as well as for fertilizers. After cultivating and fertilizing the land Suliko will sow maize and in late summer she will get more harvest than in previous years, which will be sold for convenient price. The income of the family will increase and they will be able to improve their living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 39
    View loans »
    Georgia Loans Fundraising
  • $8,073,000
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Suliko to rent a tractor for land cultivation and purchase fertilizers.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Mar 9, 2012
Mar 16, 2012
Currency Exchange Loss:
Jan 15, 2013