Shaheen bibi is married with six children. Two of her children are enrolled in a nearby school and the others are free and don't do anything. Shaheen bibi and her husband are involved in a livestock business. Her husband purchases animals from the markets and raises them to sell at a profit. Shaheen bibi and her husband are very experienced in their business and have been operating it for over ten years. She is a very efficient woman who finishes her household responsibilities on time and gives the required time to the animals. She keeps their place clean and gives them timely food and water.
Shaheen is requesting a loan from the Kiva partner Asasah to expand her animal sales business. With her loan, she and her husband will buy goats and animal food. They are hopeful that this loan investment will help them to increase their sales and income. In this photo, the lady holding the Asasah passbook is Shaheen bibi.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.