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Samuel is 33 years old and is married with four children between the ages 10 and 13. For the past year, he has owned a business where he sells local drinks. Samuel's business is open from 6 am until 9 pm every day and he has four people to help him.

Samuel is requesting a Kiva loan via Vision Finance Company to purchase large quantities of local drinks to sell. With the profits from his loan, he will be able to save for the future and to pay for medical insurance.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 39
    View loans »
    Rwanda Loans Fundraising
  • $13,303,700
    Funds lent in using Kiva
  • 596.0
    Rwanda Francs (RWF) = $1 USD