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Kareem's Group
In this Group: Kareem, Sadia Bibi, Zarina Kosar, Sharifan Bibi, Shahnaz Bibi, Hanifan
Kareem is 54 years old and married with two children who are 21 and 17 years old. Both of her sons are masons and contribute to the family financially.

Kareem herself is a very cooperative lady. She weaves carpets and rugs, which is considered a very demanding task among people. She works very hard to fulfill orders and earns good money after completing them on time. Her income allows her to manage the household expenses.

Her husband is a rickshaw driver by profession. He drives a rickshaw in different areas and provides his services to the passengers. He has set his charges route-wise which are very affordable for his passengers.

Kareem has applied for a loan from Kiva partner Asasah for her husband's business. He will invest the loan in repairing his rickshaw because it is creating problems for him while driving.

Kareem is hopeful that the fully repaired rickshaw will enable her husband to provide his services to many more passengers, and that he will be able to drive it for longer hours.

Note: “In the photo, the lady holding a book (called Asasah Passbook) is Kareem”.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 255
    View loans »
    Pakistan Loans Fundraising
  • $14,721,100
    Funds lent in using Kiva
  • 90.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kareem's Group's $1,175 loan helped a member to repair a rickshaw.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 12, 2012
Apr 1, 2012
Currency Exchange Loss:
Mar 15, 2013