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Jader Jose

Update on Jader Jose

Jader lives in Colonia Talolinga; he’s been doing field work since he was little with his father like tending to livestock and also doing farming chores planting basic grains and tubers. Today, he works for himself in the same kind of activities mentioned above which have become the main source of income for his family’s economic stability.

He needs this loan to buy five calves to raise that will allow him to increase his herd size and in the short run be able to make better sales that produce higher profits.

References from his neighbors indicate that they consider him to be a responsible person with good habits and also progressive. He hopes to be benefited with this loan in order to carry out his much wished for project.
View original language description ↓
Jader habitante Colonia Talolinga, desde su pequeñez se ha dedicado a realizar actividades del campo en conjunto con su papa, como manejo de su inventario ganadero y tambien realizacion de actividades agicolas, establecimiento de cultivos de granos basicos y tuberculos, hoy en dia trabaja por si solo ejerciendo las mismas actividades antes mencionadas, las que se han convertido en su principal fuente de ingreso para el bienestar de su estabilidad economica, requiere de este financiamiento para invertirlo en compra de 5 ternero de desarrollo actividad que le permitira incrementar el numero de su inventario ganadero, a corto plazo poder realizar una mejor comercializacion que le genere mayores ganancias, referencias en su localidad lo consideran como una persona responsable, de buenas culturas y ademas progresiva, espera ser beneficiado con este financiamiento para poder llevar a cabo su preyecto anhelado.

Previous Loan Details

Jader Jose is 21 years old and single. He lives in the neighborhood of Talolinga, and he carries out farming and ranching activities in his production unit, which serves as his main source of income. He works together with his mother and two brothers. His father, Rafael Gacia, gave him the author... More from Jader Jose's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 102
    View loans »
    Nicaragua Loans Fundraising
  • $24,739,175
    Funds lent in using Kiva
  • 23.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Jader Jose to buy calves.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
At end of term
Feb 18, 2012
Mar 19, 2012
Currency Exchange Loss:
Jun 18, 2013