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Celmira
Celmira is 54 and is an enterprising and hard-working woman. She is also very cheerful and sociable. She is married to Placido, who makes a living through transportation. He is the father of their 4 children, but only their son Jonathan, who is 19, and their daughter Grecia, who is 12, still live with them. Celmira loves them very much. They live comfortably in their own home. Celmira makes a living renting video games. She has a small location in her house for her business, and only adults can enter. She started her business more than a year ago with 2 video games, and she has made it grow. Her children help her attend to the customers. She also sells beauty products that she buys from a catalog and sells them among family members and friends. She attends to them in a friendly manner, which makes her business known. She has sold beauty products for more than 5 years. She considers her businesses to be rather profitable, and she can help her husband with their home's expenses. She likes her job because of the good atmosphere it has, and she likes helping her customers in a friendly way. On the other hand, she doesn't like the disorder that happens at times when her business is crowded. But with her income, she can pay for her home's expenses. She has plans to expand her business and install more video game machines. In the future, she wants to have a small grocery store in her home. This will be her fourth loan with Microfinanzas Prisma. Through it, she hopes to make her plans concrete. She promises to make her payments on time like she has with her previous loans.

With the requested amount of 3,000 PEN, she will invest in the purchase of 2 video game machines valued at 2,000 PEN total, and for the costs of their installation. In this way, she can address the demand she has.
View original language description ↓
Celmira, de 54 años de edad, es una mujer emprendedora y trabajadora, además de muy jovial y sociable. Está casada con Placido quien se dedica al transporte y es padre de sus 4 hijos pero solo vive en compañía de su hijo Jonathan de 19 años y Grecia de 12 años de edad a los que quiere mucho, habitando cómodamente en su propia casa. La actividad que realiza Celmira es el alquiler de juegos de videos, para lo cual instaló en su casa un pequeño local, donde solo se permite el ingreso de mayores de edad, se inicio hace más de 1 año empezando con dos videojuegos, logrando hacerlo crecer, contando con la ayuda de sus hijos en la atención al publico. También vende productos de belleza que compra por catálogo y los vende entre sus familiares y amistades a quien atiende de manera amable logrando hacerse conocida, lleva más de 5 años en ésta actividad.
Considera a sus negocios bastantes rentables por las buenas ganancias que le deja, con el cual puedo apoyar a su pareja con los gastos del hogar.
Le gusta su actividad por el buen ambiente que tiene, y el atender a sus clientes muy amablemente. Por otro lado, no le gusta es el desorden que por momentos se ocasiona cuando se llena su local. Pero con los ingresos económicos le permiten solventar los gastos de su hogar. Por otro lado tiene planes de ampliar su negocio e instalar mas maquinas de video y en un futuro una bodega de venta de abarrotes en su casa. Este será el préstamo número 4 con la institución MFP, Por ello espera de su colaboración para que pueda concretar sus planes. Por tanto se compromete a cumplir con el pago de sus cuotas como en créditos anteriores.
Con el monto solicitado de 3000 nuevos soles, los invertirá en la compra de 2 maquinas de video juegos valorizadas en total a 2000 nuevos soles, así como en gastos de su instalación, de esa manera poder atender la demanda que tiene.

About Peru

  • $6,715
    Average annual income
  • 66
    View loans »
    Peru Loans Fundraising
  • $54,533,225
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Celmira to buy two video game machines and to pay for their installation.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 23, 2012
Listed
Apr 3, 2012
Currency Exchange Loss:
Possible
Ended:
Nov 15, 2012