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Seferina Apolinar
Seferina is a member of the “Santiago Apóstol” communal bank located in Paucarcolla District, Puno Province and Department. She’s 51 years old, a widow and has six independent children. She has never attended school.

Seferina has been working with the Manuela Ramos Movement for the last five years. She tells us that her first loan request to Manuela Ramos was for 300 new soles that she used to increase working capital for her business which consists in buying and selling small farm animals like sheep and pigs. In time her capital increased gradually and the business improved the same way for now she not only sells small farm animals but also sells regional products and soft-drinks, cookies, snacks and cheese.

She will request a new, 2,100 new sol, loan to buy ten boxes of cookies, snacks, soft-drinks and animals to fatten up to then sell in the street markets in her community. She works alone in the business. Her dream is to stay in business. What she likes about the communal bank is to share the joy with her fellow members, the punctuality and the responsibility.
View original language description ↓
Seferina es socia del Banco Comunal “Santiago Apóstol”, ubicado en el distrito de Paucarcolla, provincia y Departamento de Puno, tiene 51 años de edad, es viuda y tiene seis hijos independientes. La señora no cuenta con estudios.
Seferina está trabajando con el Movimiento Manuela Ramos desde hace cinco años, nos cuenta que el primer préstamo solicitado a Manuela Ramos que fue de S/. 300.00 nuevo soles, le sirvió para incrementar el capital de su negocio, el cual consiste en la compra y venta de ganados menores, entre ellos cordero y cerdo; con el tiempo su capital fue incrementando, de la misma manera su negocio mejoró, pues ahora no solo vende animales menores sino también se dedica a la venta de productos de la región y venta de gaseosas, galletas, golosinas y quesos.
La señora solicitará un nuevo crédito de S/ 2,100.00 nuevo soles, préstamo que le servirá para comprar 10 cajas de galletas, golosinas, gaseosas y animales para su engorde, para venderlos en las ferias de la comunidad, trabajo sola en el negocio.
Su sueño es seguir operando con el negocio. Lo que le gusta del Banco Comunal es compartir la alegría con sus compañeras, la puntualidad y la responsabilidad.

About Peru

  • $6,715
    Average annual income
  • 33
    View loans »
    Peru Loans Fundraising
  • $55,878,425
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Seferina Apolinar to buy ten boxes of cookies, snacks, soft-drinks and animals to raise.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 17, 2012
Listed
Mar 19, 2012
Currency Exchange Loss:
Possible
Ended:
Jul 24, 2012