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Update on Ilseyar

Ilseyar planned to expand her merchandise selection prior to the spring holidays. She likes to use business loans because they help her to grow. Ilseyar is requesting this loan to buy holiday greeting cards, photo frames, balloons, albums and the like. Thanks to her last loan, she was able to expand her merchandise selection, make a large profit and care for her family better. Ilseyar has a very positive opinion of Kiva loans. Her retail outlet is located in a very good place, which helps her to grow, make a profit and take care of her family.
View original language description ↓
Ильсеяр запланировала пополнение товара к весенним праздникам. Ей нравится пользоваться бизнес кредитами, так они помогают ей развиваться. Ильсеяр просит предоставить ей кредит, чтобы купить поздравительные открытки, фоторамки, воздушные шарики, альбомы и пр.

Благодаря предыдущему кредиту Ильсеяр смогла расширить ассортимент товаров, получить большую прибыль, лучше позаботиться о семье.

Ильсеяр очень позитивно относится КИВА кредитам. Ее торговая точка находится в очень хорошем месте, что помогает ей развиваться, получать прибыль и заботиться о своей семье.

Previous Loan Details

Ilseyar is divorced. She raises two children: a 13-year-old son and a 7-year-old daughter. She sells office and school supplies as well as souvenirs and camera accessories in one of the local marketplaces in her hometown of Kahovka. Ilseyar has been in this business for 13 years. Presently, she has… More from Ilseyar's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,000
    Average annual income
  • 0
    View loans »
    Ukraine Loans Fundraising
  • $6,138,650
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,875 helped Ilseyar to expand merchandise selection.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 13, 2012
Mar 15, 2012
Currency Exchange Loss:
Feb 15, 2013
This photo was used before for a previous loan for Ilseyar. It was first posted on Kiva on Sep, 2011. Learn More