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Lourdes
Lourdes is 35 years old. She is married and with her husband has 5 children, which they love and care for greatly. The whole family lives in the city of Ica, which is known for being the biggest exporter of asparagus and artichokes in the world. Her husband is currently working in artisanal mining, which allows him to provide for his family what they need to cover the daily expenses. Lourdes also works an average of 12 hours a day, tending to her small store with the goal of contributing to the family's income.

She told us that she is self-taught regarding this type of business. On a daily basis she usually helps an average of 35 customers. She provides good service to her customers so that now they trust her and return to make their purchases in her store. Lourdes knows that it is always good to have extra income, which is why in the evenings she sells 'frituras' (a deep fried snack) to the people that live in her neighborhood.

With the help of Kiva lenders, Lourdes will be able to buy shelving, a glass display case with three levels and also some products to stock her store. With these new display cases she hopes that her customers will get to know and try more of her products, which will allow her to increase her profits. With her increased profits she wants to increase her capital and eventually become a wholesale distributor, which is her great dream.
View original language description ↓
Lourdes es una mujer de 35 años que junto a su esposo tienen 5 hijos, a los cuales aman y cuidan mucho, toda su familia vive en la ciudad de Ica, lugar muy conocido por ser el principal exportador de espárragos y alcachofas al mundo, en el Perú. Actualmente su esposo es minero artesanal, esta actividad le permite realizar los ingresos que su familia necesita para cubrir los gastos diarios, a su vez Lourdes también es una mujer que pasa un promedio de 12 horas diarias en su pequeña bodega con la finalidad de incrementar aún más sus ingresos.

Ella nos comenta que aprendió sola sobre este tipo de negocio y es diariamente donde atiende a un promedio de 35 clientes, a los cuales siempre les ha brindado un buen servicio con la finalidad de que confíen en ella y vuelvan a realizar compras en su bodega. Lourdes sabe que siempre es bueno generar un ingreso extra, es por este motivo que en las noches se dedica a la venta de frituras a las personas que viven por su zona.

Con la ayuda de los prestatarios Kiva, Lourdes podrá realizar la compra de andamios, mostradores de vidrio de 3 niveles e incluso algunos productos. Con estos nuevos mostradores ella desea que sus clientes conozcan más de sus productos y así pueda incrementar sus ingresos y con ello incrementar su capital para poder convertirse en mayorista, su gran sueño.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 94
    View loans »
    Peru Loans Fundraising
  • $57,986,025
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Lourdes to buy shelving, a display case with three levels, and products to stock her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 7, 2012
Listed
Mar 18, 2012
Currency Exchange Loss:
Possible
Ended:
Apr 17, 2013